American Express Credit Card Future Benefit Offers 2023: Want to know more about the ‘Top American Express Credit Cards’? From membership reward points, travel benefits to dining privileges, American Express credit cards offer attractive benefits that are tailored to your specific needs. If you are looking for a credit card, compare and apply for an Amex card that best fits your lifestyle.
Credit cards offered by American Express : American Express Credit Card Future Benefit Offers 2023
Given below are the American Express credit cards that you can consider for a premium credit card experience. Each of these cards has been tailored to meet the specific requirements of different categories of individuals who have varied spending habits.
Features and Benefits for American Express credit cards
American Express Membership Rewards Credit Card
Key Highlights: Customers can enter a world that is full of choices and rewards through the American Express Membership Rewards Credit Card. You also enjoy other benefits like fuel surcharge waiver and zero lost card liability.
Joining Fee: Rs.1,000 plus taxes
Renewal Fee: Rs.4,500 plus taxes (2nd year onwards)
Features and benefits: American Express Credit Card Future Benefit Offers 2023
- 1 reward point for every Rs.50 spent on purchases other than fuel, insurance, utilities, and cash transactions.
- 1,000 bonus membership reward points on using the card 4 times for transactions of at least Rs.1,000 every month.
- 5,000 membership rewards points on first year card renewal.
- Convert any purchase of at least Rs.5,000 to easily manageable EMI.
- Exciting offers on booking travel tickets through MakeMyTrip.com.
Rewards redemption options: You can redeem the accumulated points for 18 and 24 Karat Gold collection.
Suitable for: People who want their credit card to come with attractive reward points for spends on diverse categories.
American Express Platinum Reserve Credit Card
Key Highlights: The Amex Platinum Reserve Card will open a new world of travelling, lodging, fine dining and more at every step of your journey. You get a list of premium services including health and wellness benefits.
Joining Fee: Rs.5,000 plus taxes
Renewal Fee: Rs.10,000 plus taxes (2nd year onwards)
Features and benefits: American Express Credit Card Future Benefit Offers 2023
- 1 reward point for every Rs.50 spent on purchases other than fuel, insurance, utilities, and cash transactions.
- Online shopping or movie vouchers worth Rs.6,000 per year.
- The best of the privileges at Taj Sole Tinos, Vidanta Hotels, and Preferred Hotels & Resorts.
- Complimentary membership to Priority Pass for access to airport lounges across India.
Rewards redemption options: You get multiple redemption options across categories like travel, dining, accessories, etc. You can also use them to pay for your flight tickets and the card charges.
Suitable for: People who want high-end luxury options on their credit card.
American Express Platinum Travel Credit Card
Key Highlights: American Express Platinum Travel Credit Card is specially designed for frequent travelers, this card comes with top-class travel benefits and privileges which will make every journey more rewarding. You would also enjoy other benefits like fuel convenience fee waiver and zero lost card liability.
Joining Fee: Rs.3,500
Annual Fee: Rs.5,000 (2nd year onwards)
Features and benefits: American Express Credit Card Future Benefit Offers 2023
- Earn 1 membership reward point for every Rs.50 spent using the card except for utilities, fuel, insurance, and cash transactions.
- Get a Flipkart voucher or Travel benefits worth Rs.4,500 on yearly spends of at least Rs.1.90 lakh.
- Get a Flipkart voucher or Travel benefits worth Rs.7,700 on yearly spends of at least Rs.4 lakh.
- 8 complimentary visits to airport lounges per year in India. Maximum of 2 in a quarter.
- Milestone bonus that can be used for claiming attractive travel deals and stays at premier hotels.
Suitable for: Frequent travelers who want to enjoy the best travelling experiences provided by a credit card.
American Express Smart Earn Credit Card : American Express Credit Card Future Benefit Offers 2023
Key Highlights: The American Express Smart Earn Credit Card comes with several benefits, where Reward Points can be earned on spends at Book My Show, Swingy, Uber, Amazon, Flipkart, etc. The renewal fee is waived in case Rs.40,000 or more is spent in a year.
Joining Fee: Rs.495 plus taxes (2nd year onwards)
Annual Fee: Rs.10,000 (2nd year onwards)
Joining Bonus: 10,000 Bonus JP Miles and a one-way complimentary Jet Airways domestic ticket with base fare waived.
Features and benefits: American Express Credit Card Future Benefit Offers 2023
- 10X Membership Reward Points can be earned on Uber, Amazon, and Flipkart spends.
- 5X Membership Reward Points can be earned on Book My Show, Swingy, etc., spends.
- Purchases can be converted to EMIs.
- In case Rs.10,000 is spent within the first 90 days, a Welcome Gift of Rs.500 will be provided as a cashback.
- Earn 1 membership reward point for every Rs.50 spent using the card except for utilities, fuel, insurance, and cash transactions.
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Eligibility to Apply for American Express Credit Cards
Minimum age 18 years Employment status Salaried or Self Employed Minimum annual income Rs. 6 Lakh Others An Indian or a multinational bank’s savings or current account in India Documents to be submitted to apply for the American Express Credit Cards
The following are some of the common documents needed to apply for an American Express credit card.
- Your PAN Card
- Passport
- Driving license
- Voter’s ID card
- Aadhaar Card
- Job Card issued by NREGA
The exact list of documents would be specified by the bank when you apply for an Amex credit card. You can also contact American Express Credit Card Customer Care center to know about the entire set of necessary documents.
FAQs on American Express Credit Cards
What are the basic features of the various credit cards on offer?
Guaranteed online fraud protection, Complete suite of online services, Zero lost card liability and Emergency Card Replacement.
What are the eligibility criteria to apply for an American Express credit card?
The applicant must be an Indian citizen, Must have a good credit history. The applicant must not have filed for bankruptcy in the preceding 7 years. If Self-Employed, the applicant must be in business for at least 12-18 months (if already owning an American Express Card).
What is an American Express Add-On or Supplementary credit card?
A full-fledged credit card that is provided to the dependent of the credit card holder, including spouse, parents or children is called an add-on/supplementary credit card.
What is an APR?
The Annual Percentage Rate (APR) is calculated as a yearly interest rate that is appended to your outstanding credit card balance each month. The APR applies differently to different uses of the credit card; purchases command a different interest rate as compared to say, balance transfers.
What’s the annual fees for the American Express Platinum Reserve credit card?
First year Fee: Rs.5,000 plus applicable taxes. Second year onwards: Rs.10,000 plus applicable taxes.
What benefits accompany an American Express Platinum Reserve credit card?
Broadly speaking, enjoy privileges and benefits pertaining to travel, lounge access, concierge services, fine dining, health and wellness services, access to golf courses and membership to elite clubs.
What basic documents are required when applying for the American Express credit card?
Recent passport sized photographs (self-attested), Valid photo identity document, Valid residence proof document and Latest salary slips/ income tax returns/ Form 16 (self-attested)
Is the option to convert purchases into EMI available with American Express credit cards?
Yes. Any transaction above Rs.5,000 can be converted into EMIs. Nominal interest rate flexible EMI tenures of 6 or 12 months will apply.
Which American Express Credit Cards offer the EMI option on purchases?
All credit cards currently presented by American Express offer this option.
As a constant traveler, what cards will help me in my travels?
These two credit cards for travelling, American Express Platinum Reserve Credit Card and American Express Platinum Travel Credit Card.
American Express Credit Card Future Benefit Offers 2023
